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Mortgage calculator

Estimate your monthly mortgage payment, including principal, interest, taxes, and insurance.

$0
Estimated total monthly payment
Loan amount
Principal & interest
Monthly property tax
Monthly home insurance
Monthly HOA
Total interest over loan term
Total cost of loan

How this is calculated

The principal & interest portion uses the standard amortization formula based on your loan amount, interest rate, and term. Property tax, home insurance, and HOA fees are added on top as monthly averages of the annual figures you enter.

This tool gives a helpful estimate for planning purposes. Your actual lender may include other costs (like mortgage insurance) or use slightly different rounding.